Houses from timber on credit - profitable and affordable

Own home from natural materials - the dream of any family. The greatest demand today is treated wood, which allows you to create the necessary microclimate in the room.

Houses from it stand for centuries, so you can not worry about the inheritance for children.

The tree has other useful properties:

• high environmental friendliness;
• low thermal conductivity;
• adjustable humidity in the room;
• creating the necessary air exchange;
• fire and corrosion resistance.

Wooden houses favorably differ in appearance from other "brethren", moreover, they practically do not need finishing both outside and inside. Their price and speed of construction give odds to any other project.

But, if you do not have enough funds at the moment, many real estate companies are building houses from a timber on credit or you can take a mortgage in a financial institution under fairly mild conditions. Due to this, the demand for this housing today is higher than ever.

Credit

Building your own house entails a large one-time cost. This is the main reason for many. In order to conceive a dream come true, you can contact the bank for a mortgage loan.

This product compares favorably with other types of loans. First of all - low interest rates and long maturity. Therefore, it can be argued that if you decide to build a house from a timber on credit, the monthly payment on the loan will not affect the family well-being so much.

One of the most basic questions is the choice of a bank. You must carefully review the loan programs that they offer to individual customers.

In addition, a credit institution must meet generally accepted criteria:

• have an excellent reputation;
• have positive feedback from customers and partners;
• to offer favorable conditions, which include low interest, a small down payment, no fees for early repayment of the loan.

It should also clarify the package of necessary documents and the procedure for registration. In addition, to build a house on credit from laminated timber you can and the company that will build it.

Tip: in some cases, you can use a simple consumer loan, which is issued in a short time.

Building technologies

Most often, many of us have heard of log cabins, wooden structures erected from raw or processed logs. However, this technology has been replaced by other solutions that completely turned our understanding of wood.

Judge for yourself if you had previously had to wait at least a year before you could move into the house, since the tree shrank, now it can be done right away.

Solid timber buildings, of course, benefit in price, but require many additional works.

For example, wood needs:

1. process carefully to protect it from fungi, various pests and atmospheric influences;
2. maintain a certain time to reach the desired level of humidity;
3. after the construction of the house, it will be necessary to carefully fill the gaps between the bars;
4. additionally trim the outside of the house and inside.

Therefore, new construction technologies, glued and profiled timber, replaced the “old-fashioned” method of wood preparation. From the usual, they compare favorably with their capabilities. (See also the article What are the advantages of cedar glued laminated timber)

Profiled timber

Coniferous trees, mainly pine, spruce or cedar, are used for its production. In the process of its production, a “puff pie” is created from thin layers of dried and treated wood, which are interconnected to be harmless to others with special glue.

At the same time, the multidirectionality of the fibers is strictly observed, which gives the product additional rigidity.

After such manipulations, the bar is not:

• possesses internal tension;
• cracked;
• is deformed.

One of the most difficult and demanding operations is the profiling of a timber, i.e. creation of groove-ridge connection. Everything is done with the help of special four-sided machines for the production of profiled timber. From the quality of work performed depends on the fate of the structure.

Stages of the construction of a wooden house

Construction resembles a constructor, to which instructions are necessarily attached.

The whole process of erection can be divided into 4 stages:

• foundation creation;
• installation of a wooden house on the foundation;
• assembly of external walls and internal partitions;
• roof installation.

Timber set on the system groove-thorn, which makes it possible to reduce the time for the construction of structures at times compared with the classic wooden houses. Due to surface treatment, the outer and inner parts of the house do not require facing work.

Tip: do the assembly of a wooden house with their own hands best with assistants.

The weight of the building is small, so the foundation may be tape or pole. However, its base should be located below the freezing point of the soil in the area.

In the first case, a trench is pulled out under the main walls and partitions, in the second, wells are drilled with a hole, where ready-made columns are inserted, or a framework made of reinforcement, which is poured with concrete. The base of the basement is at least 30 cm.

Conclusion

Wooden houses have gained popularity for a long time among many customers. They are warm, beautiful, durable and environmentally friendly. Construction is carried out without the involvement of heavy machinery, for example, cranes, which increases the speed of work and reduces the cost of the house from a bar and a log. In the presented video in this article you will find additional information on this topic.